Wednesday, September 20, 2006

adulthood checklist

1. realize that in your new job you are fracking responsible for shit. realize that this is slightly different from just 'doing' shit. you're responsible for what gets done. you have a fracking budget, for frack's sake!
2. pay off that student loan, once and for all. they're getting impatient.
3. do something with that stagnating 401k. roll it over, cash it out - something.
4. plan now for whatever tax hell you're going to find yourself in next year.
5. get someone to prepare your taxes.
6. write your will.
7. decide who your medical proxy is (or whatever that's called - who will tell the doctors to shut off the machine?)
8. make a decision *now* about the whole essure thing. or the long-term, 'could possibly poke through my uterus' IUD thing.
9. get a check up and get those boobs checked, see if you have diabetes or any other family-inherited disease and get a whole STD/HIV screen. (drive up those insurance premiums for everyone! bwah ha ha ha ha! sigh. you have to read the whole comment string to get the joke.)
10. buy renter's insurance. (yeah, for *one* painting, the books and the old laptop...)
11. write your friends more letters.

5 comments:

Orange said...

1. Our baby's all growns up!
2. Yep.
3. Roll it over! Don't cash it out! I believe it's more important to protect retirement savings than to pay off student loans sooner. And earmark more of your paycheck for your retirement fund—it's a lot easier to find the money for it now than when you're 65.
5. I'll e-mail you my tax accountant's name and number. He's in Old Town.
6. Dammit, I have a kid, and I still haven't written a will. I should get around to that...
8. I've had no trouble with my Mirena IUD, and much lighter periods. It's gonna hurt like a mofo to get it inserted if you've never been pregnant, though, so medicate and take it easy on yourself if you go that route.
9. Yep.
10. And your clothes! If you lost everything because of a fire, you'd have to buy all new everything—have you ever added up what it would cost you to replace every bit of socks, underwear, and bras, not to mention all your clothes? Renter's insurance is a bargain—the peace of mind is good, too. My aunt's house had a fire confined to one bedroom, but all their furniture, carpet, and clothes had to be replaced because the smoke smell permeates everything.

Delia Christina said...

i propose that all us 'irresponsible' folk get together for an open house where we can go from one booth to the next and get all this taken care of in one weekend.

it would be like the renegade craft fair - but it would be the Renegade Adulthood & Responsibility Fair.

can't you see it?

Orange said...

I can't go. I'm too responsible. *ducking for cover*

jp 吉平 said...

Is there free wine and crackers at the RARF?

Delia Christina said...

yes, because you can't be responsible without nibblies.

we need our strength!